🇬🇧 English-speaking financial advisor · Germany-wide · Currently accepting new clients

You're earning well in Germany.
Are you keeping enough of it?

Most expats in Germany overpay taxes, under-invest and ignore a pension system that will leave them with 40% of their salary at retirement. I fix all three — in plain English.

150+ expats advised across Germany
Free first consultation
100% online · No paperwork to start
Limited spots available this month
Book free 30-min consultation → See what I cover
Fynn Seewald – Financial Advisor for Expats in Germany
Fynn Seewald
Financial Advisor · IHK Certified · 🇬🇧 English
🇩🇪
What I help you fix

Germany rewards people who know the system.
Here's what most expats miss.

Whether you arrived last year or have been here for a decade — these four areas decide how much you actually keep, build, and retire with.

💶

Tax Savings

Germany has some of the highest income tax rates in the world — and some of the best legal ways to reduce them. Most expats never find out because nobody explained it in English. Family deductions, investment structures, employer benefits: all on the table.

→ Typical savings: €2,000–6,000/year. First year, every year.
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Investments & Wealth Building

ETFs, private pension funds, tax-efficient savings plans — the options are real, but so are the tax traps. I build a strategy around your timeline, whether you stay in Germany long-term or eventually move on.

→ Your money works harder. Structured properly. In English.
🏠

Real Estate in Germany

Access to off-market properties most buyers never see. Financing across 550+ banks with a single application — so you get the best rate without destroying your credit score. From first viewing to signed contract, fully guided in English.

→ Better properties. Better rates. No surprises at the notary.
🛡️

Pension Gap & Protection

Germany's state pension replaces roughly 48% of your salary. For expats with contribution gaps, it's often less than 30%. Most people find out too late. Income protection, private retirement plans and family coverage — built around how expats actually live.

→ Know exactly what you'll have at retirement. Fix it now, not at 55.
Why me

Not your typical German advisor.

I've worked with 150+ expats across Germany — students, young professionals, senior managers and families. I know the questions you have before you even ask them.

🇬🇧

Fully in English — always

Every consultation, every document, every recommendation. No translator needed. No misunderstandings about what you're signing.

🎓

For all stages of expat life

Whether you just arrived, you're building a family, buying property or planning your exit — I've worked with clients at every stage. You're not my first.

🌍

Germany-wide, fully remote

Based in Düsseldorf, working with expats across Germany. All consultations online — Berlin, Munich, Stuttgart, Frankfurt, Hamburg. Wherever you are.

✅

Honest, no-pressure advice

If something doesn't make sense for you, I'll tell you. I'd rather lose a sale than give advice I wouldn't give to a friend.

150+
Expats advised across Germany
🇬🇧
Every consultation fully in English
0 €
Cost for your first consultation
The process

Simple. Transparent. No surprises.

Three steps from where you are now to a financial plan that actually works for your life in Germany.

1

Free 30-minute consultation

We talk. You share your situation — income, family, goals, what's worrying you. I give you honest first impressions and tell you exactly where the biggest opportunities are for you. No pitch. No obligation. Just a useful conversation.

2

Your personal financial analysis

I analyse your full picture — tax situation, existing products, gaps and opportunities. You get a clear, written summary of what to prioritise, what to change, and what to leave alone.

3

Implementation at your pace

We implement what makes sense — one step at a time, fully explained. I stay your point of contact as your life in Germany changes. New job, new city, new family — I'm still here.

Real clients

What expats across Germany say.

★★★★★ ✔ Verified

"ok so I was honestly just going to ignore the whole tax thing for another year lol. my colleague kept telling me to talk to someone and I finally did. turns out I had been missing a few deductions for like 2 years straight. fynn sorted it out, nothing complicated, just hadn't been set up right. wish I'd done it sooner tbh"

Arjun Sharma · Senior Software Engineer · Munich
★★★★★ ✔ Verified

"my husband and I moved here from Bangalore in 2022. we have a daughter, one income between us, and zero idea how any of this works. a friend recommended fynn and honestly it was one of the better decisions we've made here. he explained the pension situation which was a bit of a shock, but at least we know now. working on the property thing next."

Deepa Nair · Düsseldorf
★★★★★ ✔ Verified

"Coming from the US I figured financial advisors were all the same. They're not. Back home it's straightforward. Here I didn't even know what questions to ask. Fynn walked me through the whole picture — taxes, investing, what happens if I leave Germany eventually. Actual useful stuff, not a sales pitch. Still working with him two years later."

Jake Morrison · Product Manager · Berlin
🛡️

Zero risk to find out where you stand.

The first consultation is completely free. No commitment, no paperwork, no sales pitch. You leave with useful information about your financial situation in Germany — whether we work together long-term or not. The only thing you lose is 30 minutes.

FAQ

Questions I get asked a lot.

I'm only in Germany for 2–3 more years. Is it still worth it? +

Yes — often more so. Tax optimisation works regardless of how long you stay, and the savings in 2–3 years can be significant. For investments and pension, we build strategies that are portable when you leave Germany. Many of my clients have already moved on and their plans still run perfectly.

I already have a German financial advisor. Should I still talk to you? +

Absolutely. A second opinion costs you nothing in the free consultation. I've found significant gaps and savings for clients who thought everything was already handled. And if everything really is optimised, you'll leave knowing that — which has its own value.

Do I have to commit to anything after the first call? +

No. The first consultation is 100% free and carries zero obligation. I'll give you honest feedback on your situation and tell you what I would prioritise. Whether you work with me afterwards is entirely your decision — no pressure, no follow-up emails unless you want them.

How do you get paid if the consultation is free? +

I'm a certified financial advisor with Swiss Life Select. If we implement solutions together — insurance, investment products, financing — I receive a commission from the product provider. This is how financial advisors in Germany work. I tell you this upfront because I think transparency matters. The free consultation has no hidden catch.

I'm a student / just starting out. Is this for me too? +

Yes. Starting early is the single biggest advantage in building wealth. I work with expats at all stages — from students and recent graduates to senior executives and families. The earlier you get the basics right, the less catching up you'll need to do later.

Get started

Ready to get clarity on your finances in Germany?

Book directly or drop me a message. I respond within 24 hours — personally, not via an assistant.

📅 Book directly

Pick a time that works for you. 30 minutes, free, online. No preparation needed — just show up.

🗓️ Book free consultation → 💬 Chat on WhatsApp →
✓ After booking: you'll receive a confirmation email with a short prep question — no homework, just 2 minutes. I'll call you at your selected time.
or send a message below
🌍 Germany-wide — online, from anywhere
📞 +49 176 84276836
✉️ fynn@seewald-finanz.de

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